5 New Year’s Resolutions for Better Online Security

With the new year approaching, you are probably thinking of making some new year’s resolutions for yourself. Eat better, be more generous, spend more time with family etc… The new year is the perfect time to get a fresh start on everything from your health to your finances. At renwick, we love New Year’s resolutions and so we’ve thought of 5 good ones you should use to keep yourself protected online in 2016.

1. Use stronger passwords. As tempting as it is to use your birthday, name, or “password123” so it’s easy to remember, it is important to use strong and secure passwords. Use a unique password for each application, unrelated to your personal information. You should make it a combo of numbers, capital and lowercase letters, and symbols. You can also use a password manager if you have a hard time remembering all of these passwords!
2. Don’t overshare. Social media is a powerful thing. With millions of people using social media every day, and 65% of the adult american population using at least one type of social media, it’s no wonder it’s a popular setting for scam artists. If you want to share a photo of your sandwich go for it! But when it comes to personally identifying information such as banking institutions, birthdays, addresses, and when you’ll be on vacation: less is more.
3. Keep your devices secure. This means a few things. Have a lock on your mobile devices like tablets and cell phones. It is also a good idea to install a security software on your computers. Also be wary of “shoulder surfing”, which is when someone stands behind you to look at your screen for passwords or other confidential information.
4. Keep a closer eye on your finances. The sooner your report any discrepancies in your bank account, the better. Use online banking and check back often through your transaction history and ask about any purchases or withdrawals you don’t remember making. If you wait until your statement comes in, you might be too late.
5. Shop smarter. When shopping online, only buy from stores you are familiar with. If a deal seems too good to be true, it probably is! Don’t give away more information than needed to make a purchase.. and follow our online shopping guide:

We hope you find these resolutions useful in the New Year! Happy Holidays!

The Renwick Group has experience working with many different types of businesses and organizations providing skip-tracing, fraud investigations, WSIB support, legal team assistance, evidence gathering, employee background checks, and more. We also work with individuals who need help with personal matters. Call us at 1 (888) 722-9807 or visit our website for information

5 Tips to Safely Shop Online

Tips to staying safe while shopping online

As the holiday season approaches, you might be itching to start ( or have already started!) your gift shopping. There are many benefits to shopping online; it saves you time, money, and footwork when looking for deals. It’s very appealing to do all of your shopping from the comfort of your home and having the goods delivered right to your doorstep. The downside is that there is a risk with sharing your personal information online. Follow these 5 steps when online shopping this season to stay safe and protect yourself and your finances.

Use trusted sellers

Trust your gut when it comes to selecting where to purchase from online. Amazon, Best Buy, Walmart, Indigo etc are all very well known brands who will offer secure online shopping through their websites. If you are using a new retailer that you are unfamiliar with, research them! Look for third party reviews and ratings, google their name and see what comes up etc..

Make sure you are typing the store’s URL directly into the browser address bar rather than clicking on ads or search results- as it is very easy for fraudulent websites to trick you into thinking they are legit. If the website looks off, shady, or poorly designed- trust your instincts and go somewhere else. You might be disappointed at losing a possible deal, but it is not worth risking your personal information getting into the wrong hands.

Know the policies

Read through the website's policies including their privacy statement, billing, guarantee, and shipping policies. Familiarize yourself with how the company conducts business so there are no surprises later on.

WiFi Safety

Try to use only secure and private networks when transmitting personal or identifying information. While it is not preferable, you may use public wifi to make your purchases as long as you keep in mind a few things:

• Try not to use a public computer to make your purchases as you have no idea what  software has been installed or who else might be connected.
• Use only well-known public hotspots. Walmart, McDonald’s, Chapters/Indigo, and Starbucks all have secure public hotspots, and keep in mind you always use those at your own risk.
• If you do use a public hotspot, be aware of ‘shoulder surfers’- those people who might be looking over your shoulder to read personal information off your screen.

Protect your personal information

It should go without saying that you should never give away sensitive information needlessly.  Online retailers do not need to know your SIN number or birthdate for you to make purchases. It is generally best practice to give the least amount of information possible. It is also a good idea to avoid clicking on links in emails. Phishing is a common scamming practice by which emails will look like they are coming from legitimate sources but actually are only sent to retrieve your confidential informaiton such as passwords, account numbers, ID numbers etc...

Make sure payment pages have secure connections

Legit websites will use a secure protocol to encrypt your information. If you look in the address bar, the URL should start with HTTPS:// and have a little icon of lock next to it. HTTP:// is NOT a secure connection. By looking for this feature, you are ensuring a secure transfer of your personal information.

Even with these best practices, there will always be a risk when shopping online. However by staying vigilant and following these tips you can greatly minimize this risk and enjoy all of the perks that come with shopping online.

The Renwick Group has experience working with many different types of businesses and organizations providing skip-tracing, fraud investigations, WSIB support, legal team assistance, evidence gathering, employee background checks, and more. We also work with individuals who need help with personal matters. Call us at 1 (888) 722-9807 or visit our website for information

10 Tips to Protect Yourself from Identity Theft and Fraud

Identity theft occurs when a person’s private identifying information is stolen for financial gain. An impostor will acquire key pieces of your personal information such as your social insurance number and drivers license … and impersonate you to commit fraud.

Here are some tips to protect yourself from identity theft:

1. Ask questions. If someone is asking you for personal information, question them. Don’t simply answer. Your personal information is protected by Canadian legislation such a PIPEDA, so don’t give it away without questioning the reasons.
2. Protect your pin. This seems simple, but it’s surprising how many people don’t do this! Shield the keypad every single time you enter your pin.
3. Guard your information online. Remember to clear your logins and passwords from your computer, and change your password, at minimum, once per month. Consider paying online with credit card rather than online payment services or debit. Credit card companies usually have guarantees to protect you.
4. Watch out for phishing scams. Be alert when you see “pop-ups” that seem like they’re from a bank. This scam will ask for your personal information which they will try to use to access your accounts.
5. Monitor your bank and credit statements. Keep an eye out for any suspicious purchases. You can go one step further and monitor your credit report through companies such as Equifax.
6. Shred sensitive information. Be careful with your personal information. Any piece of paper that has personal information – including your name, address, account numbers, identification numbers etc. – can be used to commit fraud. Don’t just throw it out on the street, shred the paper first. And this includes old credit and debit cards.
7. Secure your mail. This tip goes along with number 6! Be sure to shred or destroy all documents containing personal information. Especially that pre-approved credit card application that is mailed out.
8. Don’t give out your social insurance number. There are very few organizations that should ask for this information. More importantly, only give this information to organizations YOU have initiated contact with (like banks, employers and government.)
9. Only enter payments on secured sites. Look for the “paddock” symbol and sites that begin with “https.”
10. Use complicated passwords. There’s a reason why you can’t choose “1234” for pin codes. Unique complicated passwords will give you an extra layer of protection. Try to stay away from passwords that can be easily guessed (like your birthday or child’s name).

The Renwick Group has experience working with many different types of businesses and organizations providing skip-tracing, fraud investigations, WSIB support, legal team assistance, evidence gathering, employee background checks, and more. We also work with individuals who need help with personal matters. Call us at 1 (888) 722-9807 or visit our website for information.

Background Checks – Employee Screening or Online Dating?

Background Checks are no longer limited to employment screening. In fact, there is a growing trend of background checks conducted for online daters. With one-in-five adults ages 25-34 years using online dating to find that special someone (Pew Research), it’s becoming more and more common for online daters to conduct a background search on their potential new partner.

While online dating sites have implemented rules to help prevent emotional, physical or financial hardships, conducting your own background check can add an extra measure of protection against any scammers and ensure your personal safety.

The Better Business Bureau received more than 4,000 complaints regarding dating sites in 2014, some of which were related to scams. And with the growing trend in online dating, the potential for scammers and dishonestly online will continue to grow.

Background checks can identify dishonest online daters by revealing:

• True identity 
• Marital status 
• Criminal records and convictions
• Financial history
• Undisclosed debt
• Hidden addictions
• False profile information 

You can expect a certain level of dishonestly in most online dating profiles – after all, the dating profile is more like a personal advertisement than a true reflection of personality. That being said, hiding criminal convictions and marital status are key pieces of information that could influence your dating decisions.

While the most common motivation for a background check is fear of getting hurt in a new relationship, it can also help weed out any potential partners that don’t fit in with your long-term plans. Once you make a connection, take the time to get to know each other before meeting. And when you do meet, protect yourself by meeting in a public place rather than somewhere secluded. Following a few dates, you can make the decision on whether or not to conduct a background check.


The Renwick Group offers flexible, comprehensive background check services to our clients.

Click here to learn more or contact us for more information.


The Renwick Group is Canada’s leading Private Investigation Company specializing in Skip Tracing – we locate hidden assets, people, missing autos & boats, witnesses, beneficiaries, property and missing persons.

10 Tips to Prevent Identity Theft and Fraud

This article provides some good advice on how you can prevent identify fraud. Identity theft and fraud are among the fastest growing crimes in Canada and by paying attention to these few tips you can reduce the risk of it happening to you.

I you suspect an identity theft crime you should contact your local Police authority.

We can help with many types of fraud and security investigations. Call us to discuss your situation.

source: The Huffington Post Canada, Jeffrey Schwartz, Consolidated Credit Counseling Services of Canada

"Every year thousands of Canadians fall victim to identity theft and fraud. By using your name, date of birth, credit card, Social Insurance Number and other personal information, savvy criminals can open credit card and bank accounts, redirect mail, establish cell phone services, rent vehicles, and even secure employment.

Last year alone, more than 36,000 Canadians were victims of identity theft and fraud, resulting in the loss of more than 78-million dollars, according to the Canadian Anti-Fraud Centre. In fact, fraud and ID theft are among the fastest growing crimes in Canada and the financial impact on individuals, families and businesses can be devastating.

1.Erase all personal information before disposing or selling electronic equipment. This includes computers, cell phones, CDs, DVDs, diskettes and memory sticks.

2.Shred or destroy pre-approved credit card applications, credit card receipts, bills and related information when you no longer need them.

3.Never send confidential personal or financial information by email.

4.Ask yourself if you really need all the personal identity documents you keep in your wallet or purse. Remove those you don't need and keep them in a secure place instead.

5.Periodically check your credit reports, bank and credit card statements and report any irregularities to your financial institutions and the credit bureaus.

6.During debit or credit transactions, swipe the card yourself rather than allowing the cashier to do it for you.

7.Memorize all the personal identification numbers for your payment cards. Never write them on the cards.

8.Never use a public access computer or wireless network when banking or shopping online.

9.Avoid mail or telephone solicitations disguised as promotions or surveys offering instant prizes or awards. These scams are designed for the purpose of obtaining your personal details including credit card numbers.

10.Don't reply to spam emails, even to unsubscribe, and do not click on any links listed in a spam email. Many of these are phishing scams designed to access the personal information stored on your computer.

read the full article..